Here we detail the few simple steps you and your recipient need to follow in order to claim your cash in no time. If youre sending less than 50,000, you can even enjoy low remittance fees, especially for domestic transactions. Passport Drivers License Professional Regulation Commission (PRC) ID National Bureau of Investigation (NBI) Clearance Police Clearance Postal ID Voters ID Barangay Certification Government Service Insurance System (GSIS) e-Card Social Security System (SSS) Card Senior Citizen Card Overseas Workers Welfare Administration (OWWA) ID OFW ID Seamans Book Alien Certification of Registration/Immigrant Certificate of Registration Government Office and GOCC ID, e.g. How to open my gcash accountSystem says something went wrong need to submit a teket.. everyday I submitted but until now my Gcash is not open what can I get a chance to open my account. 3. When it comes to pawning jewelry or watches, RD Pawnshop is the place to be. ML Kwarta Padala locations and branches are open 7 days a week, 9am to 5pm. Number of branches: Over 6,400 branches in the Philippines and partner agents in more than 30 countries. Alabang. Send Money | Maya.ph Number of branches in the Philippines: Over 63,000 Maya Center agents nationwide. Step 2: Enter the sender details. This is especially important when youre sending large sums of money. Update your profile Information to gain access to RD Services. Refund Information. While the money transfer fee seems minimal for every transaction, note that the fees add up over time as you keep sending money to your loved ones. So, you can only send money up to your monthly limit of either 50,000 or 100,000. Lalani Remittance Center, Mambabanga, Luna, Isabela (2023) RD Pawnshop's Cash Padala service is an easy, quick, and safe way to send and receive money. In that event, the transfer amount may be converted into local currency using the exchange rate established by MoneyGram or its Service Reps at the time the funds are disbursed to the Receiver, the exchange rate may be affected by political, economic, and other conditions in the Receive Country, and Service Reps within a country may not apply a uniform currency exchange rate, causing the currency exchange rate to vary based upon the location selected by the Receiver. 6. Here's the complete list of GCash partner outlets and how you cash out money from them: Over the Counter: Via Bank: With a GCash MasterCard, you can easily cash out or withdraw money through any Bancnet or MasterCard-partner ATM all over the Philippines. Second, Apply through the Web or RD App: 1. Office hours vary per location, with some opening as early as 7 a.m. and closing as late as 10 p.m. Input the amount and click "Continue". Go to RD Pawnshop and inform them that you would like to Cash-Out of your GCash account. CIGNAL HD CIGNAL CIGNAL SATLITE GLOBE KBO (Kapamilya Box Office) MERALCO Prepaid ONESKY FIBER PLDT prepaid SKY SKYnPROMO SMARTBRO SMART RETAILER LOAD SUN XpressLoad TOUCHMOBILE, CHERRYCREDITS ESETNOD32 ESETSMART GAMECLUB GARENA PLAYPARK STEAM. Tap "Send Money." Step 2: Select "GCash Padala." Step 3: Enter your recipient's full name, recipient's contact number and the amount to send. ANGELES CABLE CABLE TELEVISION CABLELINK CENTRAL LUZON CABLE CIGNAL CONVERGE ICT DCTV CABLE DESTINY CABLE EAGLE VISION INC EPRIME EXCEL CABLE FIL PRODUCTS GALAXY CABLE GENTRIAS CABLE GOLDEN EAGLE CABLE HITECH CABLE JMD CABLE NETWORK PARASAT PLANET CABLE PRIMECAST CABLE SANCLEMENTE CABLE SHAMA BROADBAND AND CATV SKYCABLE SOUTH LUZON CATV TAGAYTAY BROADBAND AND CATV TREND CABLE, ANGELES Electric BATELEC1 BATELEC2 BENECO CAGELCO1 CASURECO2 CEBECO2 CEBECO3 CENPELCO CEPALCO COTABATO LIGHT DASURECO DAVAOLIGHT DECORP FLECO Guimelco ILECO1 ILIGAN LIGHT INEC ISECO ISELCO1 LIMA ENERZONE LUELCO MECO MERALCO MORE POWER and Electric MORESCO1 NEECO1 NEECO2 AREA1 NEECO2 AREA2 NUVELCO OEDC PANELCO1 PANELCO3 PECO PELCO1 PELCO2 PELCO3 PENELCO PRESCO QUEZELCO1 QUEZELCO2 SAJELCO SFELAPCO SORECO2 SUBIC ENERZONE SURSECO1 TARELCO2 VECO ZAMECO1 ZAMECO2, ABEJO WATER CORP ANGELES WATER BACIWA BALANGA WATER BORACAYWATER BP WATERWORKS BULACAN WATER BULAKAN WATER CALASIAO WATER CALUMPIT WATER CDO WATER CLARKWATER DAGUPAN CITY WATER DARAGA WATER DINALUPIHAN WATER FILINVEST WATER FIRST PEAK GOODHANDS WATER HAPPYWELL ILAGAN WATER LAGUNA WATER DISTRICT LAGUNAWATER LEGAZPI WATER LIBMANAN WATER MABALACAT WATER MANILAWATER MANILAWATER PHILVENTURES MAYNILAD MCWD NAGA CITY WATER SYSTEM INC OBANDO WATER PANGLAO WATER SERVICE INC. PILI WATER PLARIDEL WATER PRIMEWATER STA LUCIA REALTY STA MARIA WATER SUBIC WATER TABACO WATER CITY OF KORONADAL WATER DISTRICT GENERAL SANTOS WATER DISTRICT, BAYANTEL DIGITEL GLOBELINES GTSI PLDT SITELCO, BICORE BROADBAND EVERYWHERE INTEGRANET NETWORK SERVICES NOW CORP, DFA MARINA NBI PAGIBIG PAGIBIG EMPLOYER PEZA PHILHEALTH SSS TIEZA, AXA Philipines COCOLIFE CONNEXT Marketing PAMI Insurance, AUB Credit Card BPI Credit Card METROBANK Credit Card ROBINSONSBANK Credit Card, SMARTMONEY GCASH EASYTRIP PAYMAYA CTBC RFID ECARD GAMETIME DIBZ PAY YAZZ MAYBANK GETGO PDAX HELLOMONEY RCBC MYWALLET, ACOM AEON CREDIT AFC SME FINANCE AFTERWEST MICROLOANS ANDALI ASIALINK BENLIFY CASHALO CHAILEASE BERJAYA CHINATRUST COUNTRY FUNDERS CROPITAL CTFSI CVM FINANCE EASYCASH EMCOR ENTERPRISEBANK LOAN FINASWIDE FLEXI FINANCE FUSE LENDING GLOBAL DOMINION GLOBAL SME LOANS HOME CREDIT HOME OUTLET iCASH EXPRESS INSULAR SAVERS JACCS KSERVICO KSPRIME LENDPINOY LIPA BANK LOAN STAR MAKATI FINANCE MAYBRIDGE MFI LENDING MITSUKOSHI MOTORCENTRAL MOTORSTAR NORKIS OLM FINANCING CORP PACIFIC ACE LOAN PAHIRAM PARAMOUNT PERA AGAD PRIME LOAN PLUS QUALITY APPLIANCE QUICKPERA RFC LOAN SIMBAYANAN COOP SKYPAY SOUTH ASIALINK SUMISHO U PESO LENDING UMBRELLA UNISTAR YY KREDIT ZURICH. Although pawn shops such as Cebuana Lhuillier, Palawan Express, and MLhuillier still require pick-up and on-site transactions, most pawn shops have expanded their services through their respective mobile apps. For a similar but cheaper padala experience, you can also opt to send money via GCash Padala. These Terms and Conditions have been prepared, and will be executed, in the English language, which shall be the governing language for all purposes. Fill-out the GCash Service Form. Neither Sender nor Receiver will have a deposit with MoneyGram at any time during the Transfer. You may visit 2,500 branches nationwide and its wide network of accredited international partners. ), Number of branches in the Philippines: Over 8,400, Number of Branches worldwide: 500,000 agent locations in over 200 countries. With our huge agglomeration of international partners, you can collect your remittance with ease, accessibility, and comfort, all in real-time. But for your convenience, weve listed down the rates of all the popular padala outlets in the country so you can compare them with GCash Padala. At the moment, we offer and sell only US dollars but well be expanding on that in the near future. Follow these steps to send money to anyone through GCash Padala: Step 1: Open the GCash app and login using your MPIN. We are already one of the leading comprehensive industry billers in the country. How do I transfer money from PayMaya to RD Pawnshop? Ask your Service Rep for the limits applicable to your transfer. 2. Also, if the Receiver requests that the payout be made in a currency other than the currency in which the Service Rep normally pays out or other than the currency that was specified on this form, the Transfer is to an Account and the Account is not in the Receive Country specified on the face of this form the Service Rep may charge an exchange fee. . 3. Keys in the current expiring Pledge Loan Pawn Ticket Number. 170 Dr. Sixto Antonio Avenue, Pasig, Metro Manila (Contact number: (02) 851 0514 . Go with a company with a good track record and reputation. 1. Check your details and get the receipt which contains your transaction number. Double-check them. MoneyGram may store your personal information on its databases for the purposes of the administration of its ongoing relationship with you. Its a great alternative to other remittance centers but with only a limit of 5,000. Venus leads the blog content strategy and optimization at Moneymax as the Head of Editorial Content. For purposes of computing the amount of interest for pledge loans paid after maturity date, a fraction of (less than) a month shall be considered as one whole month. The process is fast and easy. Keys in the current expiring Pledge Loan Pawn Ticket Number. Aside from postpaid bills payment, you can go to RD Pawnshop and avail for prepaid mobile load, Internet, and online gaming perks. OPEN SUN, 12PM TO 3PM. Pension loan -- puede lang ang UMID ATM at Unionbank Quick Card. Send cash without fee for amount 100php or less. Should the recipient fail to withdraw the money within one (1) month, he is responsible to inform the sender for reactivation of the said transaction and pay additional charges.8. Here, you can search for your city/municipality and see the list of GCash Padala outlets that you can go to. The Web or the App will alert the Customer with a certification notice that the item has been renewed successfully. As we expand to many RD branches nationwide, we continue to provide customer-driven services in cash padala (with the lowest padala charges), money transfers (both international and domestic) and remittance, bills payment, and pawning. How do I transfer money from PayMaya to RD Pawnshop? ins.style.display='block';ins.style.minWidth=container.attributes.ezaw.value+'px';ins.style.width='100%';ins.style.height=container.attributes.ezah.value+'px';container.appendChild(ins);(adsbygoogle=window.adsbygoogle||[]).push({});window.ezoSTPixelAdd(slotId,'stat_source_id',44);window.ezoSTPixelAdd(slotId,'adsensetype',1);var lo=new MutationObserver(window.ezaslEvent);lo.observe(document.getElementById(slotId+'-asloaded'),{attributes:true});Whether youre someone who wants to send money or receive money, this guide is for you. Tap "Next" and take a selfie. GCash Padala offers just about the same rates as other popular remittance centers in the Philippines. Step 3: Enter the receiver details. 2. "We hope our new service . Go to the RD Pawnshop Branch nearest you and fill up the send-out form. Pinakamurang Domestic Remittance Mag-Money Padala kahit saan sa Pilipinas! Pumunta lang sa kahit alin sa mga authorized na remittance partners namin para ma-encash ang pera mo! Count the money received. To understand them better, heres a table that shows their similarities and differences: As you can see, both features of GCash allow you to send money. In no event shall RD Cash Padala, Inc. be liable for damages for delay, non-delivery, non-payment, or underpayment of this money transfer, whether due to fault, error or omission of RD Cash Padala, Inc. or its representatives.10. Venus graduated cum laude with a Journalism degree from the University of the Philippines Diliman. Where can I claim my Cebuana Padala? - AdvertisingRow.com Is cebuana open today? - gembluk.bluejeanblues.net HOW IT WORKS Download the Al Ansari Exchange Mobile [] For OFWs, Western Union, World Remit, Transferwise, Xoom, and Xpress Money are great options for international remittances. M Lhuillier operating hours: Most branches are open from Monday to Sunday until 10 p.m. Is there an M Lhuillier near me open today, you ask? To know more about how you can claim your SAP cash aid through M Lhuillier, contact Customer Care through the toll-free number 1-800-1-0572-3252. In signing this form, customer consents that the information given may be used, processed, and stored by RDCP and any of its branches and outlets in order to perform the availed services. Sending mo . Tap the menu bar on the upper left corner and tap "Verify Now.". Branch personnel computes the equivalent charges. Here are the outlets where you can claim your money: For your information, not all branches of these outlets may be offering GCash Padala services. . Chooses the Online Renewal in the Pawning Tab. TrueMoney operating hours: Vary per location, with most branches open seven days a week from 9 a.m. to 6 p.m. Discount remittances. where can i claim rd cash padala - cqinteriors.qrcodemenu.in 2. Present the accomplished form, valid ID and 24k card (if a 24k card holder) to the branch personnel. Sending 100,001 to 250,000 from the Philippines costs lower at Cebuana. Count the money received. You may be able to set up a test question and answer with the Service Rep, depending upon the transfer amount and whether the test question and answer option is available at the Service Rep location. Open the Coins.ph app and select "Cash Out." Select "Palawan Express Pera Padala" from the featured cash out options. Go to RD Pawnshop and inform them that you would like to Cash-Out of your GCash account. For higher amounts, we recommend you to take it up with our partner banks. You can also try deleting the cache and re-installing the GCash app if that doesnt work. [2] Cebuana Lhullier. Pumili sa over 20,000 TrueMoney Centers, pawnshops at cash pick-up partners nationwide. Transfer method (online, in-person/traditional, wire, etc). #GCheckMuna and do not click any link received. This is a place for casual random chat and discussion. Send Money - GCash Help Center Is cebuana open today? Explained by Sharing Culture Mag ML Kwarta Padala ka na! Delightful pawning experience guaranteed! Received a suspicious, spam message or a scam attempt? Enter the recipient's full name, mobile number, and the amount of money to be transferred. This includes processing fee charged by our partners. How do I claim my Palawan Express Pera Padala cash out? Branch. Any additional penalty and/or interest shall also be computed in the same manner. What is the meaning of rd pawnshop? Explained by Sharing Culture Most of them offer domestic money transfers, while a few ones provide international remittance and fund transfer services. Meanwhile, MoneyGram is the most expensive option when sending 10,000 or less. AllBank (A Thrift Bank) Inc. Asia United Bank (AUB) Australia and New Zealand Bank (ANZ) Bangko Kabayan Inc. Bangko Mabuhay (A Rural Bank) Inc. MoneyGram is not a party to any currency conversion subsequent to the Transfer. TrueMoney is the cheapest remittance center in the country for sending cash up to 2,000. Once you confirm these to be true, you can submit a ticket in GCash. With 1400+ branches nationwide, this service is made . Al-Amanah Islamic Bank. Type: Description: Cash-out Method: What is RD Cash Padala? An advantage of this is the fact that the sender does not need to queue in padala centers to send money. var cid='1362967769';var pid='ca-pub-4352381400585389';var slotId='div-gpt-ad-digiwalletsph_com-medrectangle-3-0';var ffid=2;var alS=2021%1000;var container=document.getElementById(slotId);container.style.width='100%';var ins=document.createElement('ins');ins.id=slotId+'-asloaded';ins.className='adsbygoogle ezasloaded';ins.dataset.adClient=pid;ins.dataset.adChannel=cid;if(ffid==2){ins.dataset.fullWidthResponsive='true';} Write down the information requested in the RD Pawnshop form given to you.4. Remittances from your PayPal and Payoneer can be cashed in directly to GCash. Palawan Express Pera Padala now supports GCash cash-ins and cash-outs nationwide. There are about 150 locations that operate 24 hours a day, seven days a week. Also, observe how each company replies to negative feedback on social media. This depends on a lot of factors. Where to Claim GCash Padala? Other branches open as early as 7 a.m. and close as late as 9 p.m. 7. Free remittances. Services may be provided by Western Union Financial Services, Inc. NMLS# 906983 and/or Western Union International Services, LLC NMLS# 906985, which are licensed as Money Transmitters by the New York State Department of Financial Services. 4. Speed. Jerico is a business graduate who loves to write about e-wallets, shopping apps and banking apps. Even better, ask your family and friends about their experience with certain service providers. RD Pawnshop's Cash Padala service is an easy, quick, and safe way to send and receive money. Pawning with RD is a presto solution for those in pressing need of cash. Lets you cash in and cash out funds on Abra wallet. You can send and receive remittance from anywhere in the world with an RD Pawnshop partner. You may expect the amount to be refunded within 7-8 working days. Who is the owner of palawan pawnshop? Explained by Sharing Culture All refund requests must be accommodated by a copy of the original Send Form. Can I claim RD Pawnshop in MLhuillier? In as fast as four to six hours, the recipient can safely claim the cash at any of the 5,000 Palawan Express Pera Padala branches nationwide. Where can i claim money from mlhuillier? Explained by Sharing Culture In a nutshell, its service should be affordable, quick, convenient, reliable, and secure. Globe and non-Globe users can send money. Welcome to the RD threads! 6051 Mack Rd Sacramento CA 95823 (916) 421-3130 Website. Money remittance must be done at a Palawan Express Pera Padala branch or other remittance partners like LBC, SM Malls, and Robinsons Department . You can use it as many times as youd like. Find A Branch. If Sender directs delivery to a SVC or account MoneyGram makes no representation as to when the Transfer amount will be accepted by the Financial Institution and MoneyGram shall have no liability to Sender once the Transfer amount is credited to the SVC or Account. 6. If the money hasnt been claimed after 15 days, it will return to the senders GCash balance. How to verify your GCash account To verify your account, you may follow these steps: Login to your GCash app. RD Pawnshop operating hours: RD Pawnshop branches are open from Monday to Sunday, including holidays (except for Christmas, New Year, Good Friday, and Black Saturday). How does it deal with disappointed customers? Our branches may refuse to change your foreign currency bill depending on the condition of the bill, e.g. Moreover, money transfer services usually have low fees. The recipient can claim the money in his/her nearest RD Pawnshop branch or partner-agent outlet as soon as the sender completes the sending process from his/her location. Cash-in via UnionBank and BPI is free of charge. 14. Others -RD Cash Padala, Cebuana Pera Padala. Choose "Get Fully Verified" and tap "Next.". Another is the fact that you can send GCash Padala from anywhere in the world, even if you are an OFW. TouchPay, eTap / Pay & Go, and Shell Select). 4. A hardcore We established our foreign exchange services to accommodate yours and the International Filipinos needs. 3. What happens when GCash Padala isnt claimed? But since its a feature of the GCash app, it will count towards your monthly limit. What you'll need Once you receive the email or SMS with the claiming details, you can already go to a Palawan Express branch to claim the cash! 13. Your transaction is processed to the system. GCash isnt liable for this if its already been claimed. If you find discrepancies or outdated information, please contact Moneymax directly. Notable Features of RD Pawnshop Padala. your smart phones. Check if your service provider is one of the billing partners of RD Pawnshop.2. Also, dont forget to restart your phone. You can only send up to 5,000 through GCash Padala at a time. 10. If you're a non-resident, you'll just need to present your passport to receive money. Western Union. GCash Padala is a quick remittance service that GCash offers. The good thing about this is that you can send money to anyone nationwide. you can claim your money or send in any - RD Pawnshop Inc - Facebook Present your foreign currency bill (US Dollars) to the branch associate for checking and validation. Kindly update your GCash app. GCash has partnered with thousands of outlets nationwide. Validity Period. if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[300,250],'digiwalletsph_com-box-4','ezslot_5',102,'0','0'])};__ez_fad_position('div-gpt-ad-digiwalletsph_com-box-4-0');if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[300,250],'digiwalletsph_com-box-4','ezslot_6',102,'0','1'])};__ez_fad_position('div-gpt-ad-digiwalletsph_com-box-4-0_1');.box-4-multi-102{border:none!important;display:block!important;float:none!important;line-height:0;margin-bottom:7px!important;margin-left:auto!important;margin-right:auto!important;margin-top:7px!important;max-width:100%!important;min-height:250px;padding:0;text-align:center!important}Weve listed everything you need to know, from its benefits to cash-out methods to even the rates versus other padala centers. Where can i claim money from mlhuillier? Explained by Sharing Culture You can now send money from BPI Online to Palawan Express for cash pick Upon expiration of the redemption period, the pawnshop has the right to open the sealed pawn for purposes of public auction. They also offer bills payment, e-loading services, and more. The best depends on the convenience and the fees and rates that each service provider offers as well. In addition to the service to this transfer, a currency exchange rate is set by MoneyGram or its Service Reps may be applied. villarica pawnshop gold rate today - wowfoodconcepts.com How to claim ml kwarta padala online? . Accomplish it with accurate and factual details including the control number. Liability. Yes. How to Claim Money Visit any Cebuana Lhuillier Pawnshop branch and fill out the Pera Padala form. Tambunting operating hours: Branches are open from Mondays to Saturdays and other selected branches from Mondays to Sundays from (including holidays) from 8 a.m. to 9 p.m. Other branches have longer operating hours. You can transfer any amount you want with Payoneer, Transfer speed: Instant or two to four days to bank account. A transfer which includes a test question may be paid out upon the correct answer to the test question or upon presentation of valid identification by the Receiver. Indicate your GCash Mobile Number and desired amount. However, remittance specifically refers to the money sent from another country, while money transfer is the cashless process of payments. TrueMoney Philippines Padala - TrueMoney Philippines Count the money received. Number of branches in the Philippines: Over 2,900 branches and Pera Padala agents, Unlimited transfer. Here are some of our partner airlines and shipping lines: AirAsia Cebu Pacific Philippine Airlines Viacom. You will get a payment code and the total amount to be paid. New Cash Padala Rates! - RD Pawnshop Inc Ph | Facebook For Redemption - customers valued item is retrieved from the vault custodian and released, untouched-and-sealed. How to Send Money From PayMaya to Palawan Pawnshop Log-in to your PayMaya app. For other concerns, please call (02) 8-845-7777, 15177 toll-free for SMART and TNT, o 1-800-10-845-7777 toll-free for PLDT domestic. Your favorite money transfer company may be providing great service, but it doesnt hurt to look for better options out there. You have the right to request a copy of certain personal information that MoneyGram holds about you, and to require MoneyGram to correct inaccuracies in that information. Send to anyone through GCash and claim through any of our partners. Step 2: Tap "GCash Padala.". Tap "Next." Enter the personal details of your recipient, such as name, phone/mobile number and full address. Also read : GCash: How to Cash-out on SM Department Stores? This supports sending money from a GCash user to a non-GCash user. How can I claim Cebuana Padala online? For ease and convenience, you can pay your monthly/obligatory bills in any RD Pawnshop branch in one go. 2150-B Airport Road, Baclaran, Baclaran, Paraaque, 1702 Metro Manila (Contact number: 0906 502 6769) Pasig. Transfer speed: Remittances can be claimed in real-time. Then, tap on the Send Money in the dashboard. Login to your GCash account on your app. Visit any RD Pawnshop branch and fill out the form. All rights reserved with its registered address at 6th floor, ACT Tower, H.V. Remitting or transferring money is also typically very fast. 5. Venue of all judicial and administrative cases or proceedings and other legal incidents arising out of or in connection of this contract shall solely and exclusively be brought before appropriate courts, department, offices, or agencies of the government situated in Cebu City. Go to RD and inform them that you would like to cash-out of your GCash Wallet. GCash Padala: Send money to non-GCash users | PinoyTechSaga - Blogger Present a valid ID. In no event shall MoneyGram be responsible for any incidental, indirect, special, or consequential damages. There you'll be asked to fill out a form to transfer your physical money into your digital wallet. Pinadali, pinamura, pinabilis. Currency Exchange. Receive Information. RD Pawnshop's Cash Padala service is an easy, quick, and safe way to send and receive money. Also read : GCash: How to Cash-out on Puregold? The pawnshop shall have the right to sell or dispose of the pawn if the pawner fails to redeem it within the ninety (90) day grace period. With 1400+ branches nationwide, this service is made . Related: GCash Submit Ticket: Ultimate Beginners Guide. MoneyGram will use the information provided in this (send/receive form) in order to provide you with payment transfer services. You will receive a Pledge Loan receipt/ pawn ticket. The information you read may be different from what you see when you visit a partner, provider, or financial institutions website. Secure the official receipt for proof of remittance. Top Remittance Centers and Money Transfer Services in the Philippines, How to Use GCash: A Handy Guide for New GCash App Users This 2022, GCash Starter Guide 2023: Your Most Common Questions Answered, Choosing the Best Money Changer in the Philippines: Things You Need to Know, Transferring or Receiving Money? This loan is renewable for such amount and period as may be agreed between the pawnshop and the pawner subject to the same requirements for a new loan. 5. The Amount to be Received, specified in the face of this form is valid for transfer to the Receive Country unless (1) 45 days have elapsed since the Transfer was sent; or (2) it is stated in the US Dollars or Euro and MoneyGrams Service Reps, in the Receive Country pay out in a currency other than US Dollars or Euro.

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